Call reports 2008
CALDWELL STATE BANK IN CALDWELL, KANSAS, THE — 2008
What CALDWELL STATE BANK IN CALDWELL, KANSAS, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 32,169,000 | 32,606,000 | 32,711,000 | 34,241,000 |
| Total loans | 23,038,000 | 23,343,000 | 23,618,000 | 24,478,000 |
| Allowance for loan losses | 214,000 | 214,000 | 214,000 | 214,000 |
| Securities available for sale | 7,118,000 | 6,878,000 | 7,984,000 | 7,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,037,000 | 26,697,000 | 26,699,000 | 28,145,000 |
| Interest-bearing deposits | 21,593,000 | 22,543,000 | 22,281,000 | 23,311,000 |
| Noninterest-bearing deposits | 4,444,000 | 4,154,000 | 4,418,000 | 4,835,000 |
| Equity capital | 3,939,000 | 3,721,000 | 3,823,000 | 3,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 962,000 | 1,402,000 | 1,800,000 |
| Interest expense | 186,000 | 356,000 | 521,000 | 681,000 |
| Net interest income | 307,000 | 606,000 | 881,000 | 1,119,000 |
| Noninterest income | 35,000 | 83,000 | 126,000 | 159,000 |
| Noninterest expense | 240,000 | 492,000 | 741,000 | 954,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 257,000 | 326,000 | 384,000 |
| Income tax | 7,000 | 11,000 | 13,000 | 16,000 |
| Net income | 155,000 | 246,000 | 313,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,821,000 | 3,843,000 | 3,839,000 | 3,734,000 |
| Total capital | 4,035,000 | 4,057,000 | 4,053,000 | 3,948,000 |
| Risk-weighted assets | 25,816,000 | 26,275,000 | 26,169,000 | 27,238,000 |