Call reports 2007
CALDWELL STATE BANK IN CALDWELL, KANSAS, THE — 2007
What CALDWELL STATE BANK IN CALDWELL, KANSAS, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 31,173,000 | 30,973,000 | 31,248,000 | 31,178,000 |
| Total loans | 20,672,000 | 22,488,000 | 21,112,000 | 22,296,000 |
| Allowance for loan losses | 214,000 | 214,000 | 214,000 | 214,000 |
| Securities available for sale | 6,841,000 | 6,776,000 | 6,908,000 | 7,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,878,000 | 25,687,000 | 25,739,000 | 25,256,000 |
| Interest-bearing deposits | 22,122,000 | 21,935,000 | 21,147,000 | 20,910,000 |
| Noninterest-bearing deposits | 3,756,000 | 3,752,000 | 4,592,000 | 4,346,000 |
| Equity capital | 3,595,000 | 3,589,000 | 3,776,000 | 3,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 518,000 | 1,042,000 | 1,577,000 | 2,095,000 |
| Interest expense | 184,000 | 373,000 | 565,000 | 759,000 |
| Net interest income | 334,000 | 669,000 | 1,012,000 | 1,336,000 |
| Noninterest income | 38,000 | 81,000 | 117,000 | 157,000 |
| Noninterest expense | 239,000 | 482,000 | 731,000 | 981,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 268,000 | 398,000 | 512,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 21,000 |
| Net income | 128,000 | 257,000 | 382,000 | 491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,753,000 | 3,812,000 | 3,867,000 | 3,736,000 |
| Total capital | 3,967,000 | 4,026,000 | 4,081,000 | 3,950,000 |
| Risk-weighted assets | 23,622,000 | 25,151,000 | 24,218,000 | 24,842,000 |