Call reports 2006
CALDWELL STATE BANK IN CALDWELL, KANSAS, THE — 2006
What CALDWELL STATE BANK IN CALDWELL, KANSAS, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 30,321,000 | 30,360,000 | 31,389,000 | 30,514,000 |
| Total loans | 18,953,000 | 19,292,000 | 19,422,000 | 21,839,000 |
| Allowance for loan losses | 227,000 | 217,000 | 214,000 | 214,000 |
| Securities available for sale | 6,673,000 | 6,579,000 | 6,756,000 | 6,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,271,000 | 25,318,000 | 26,072,000 | 25,367,000 |
| Interest-bearing deposits | 21,204,000 | 21,659,000 | 21,890,000 | 21,184,000 |
| Noninterest-bearing deposits | 4,067,000 | 3,659,000 | 4,182,000 | 4,183,000 |
| Equity capital | 3,374,000 | 3,346,000 | 3,582,000 | 3,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 952,000 | 1,470,000 | 1,991,000 |
| Interest expense | 141,000 | 302,000 | 483,000 | 668,000 |
| Net interest income | 322,000 | 650,000 | 987,000 | 1,323,000 |
| Noninterest income | 42,000 | 89,000 | 124,000 | 164,000 |
| Noninterest expense | 235,000 | 469,000 | 707,000 | 951,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 129,000 | 270,000 | 404,000 | 536,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 22,000 |
| Net income | 124,000 | 259,000 | 388,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,701,000 | 3,766,000 | 3,825,000 | 3,696,000 |
| Total capital | 3,928,000 | 3,983,000 | 4,039,000 | 3,910,000 |
| Risk-weighted assets | 21,881,000 | 22,938,000 | 23,053,000 | 24,805,000 |