Call reports 2005
CALDWELL STATE BANK IN CALDWELL, KANSAS, THE — 2005
What CALDWELL STATE BANK IN CALDWELL, KANSAS, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 29,249,000 | 28,494,000 | 29,100,000 | 28,634,000 |
| Total loans | 19,905,000 | 19,465,000 | 18,224,000 | 19,497,000 |
| Allowance for loan losses | 227,000 | 227,000 | 227,000 | 227,000 |
| Securities available for sale | 6,722,000 | 6,899,000 | 6,777,000 | 6,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,257,000 | 23,269,000 | 23,928,000 | 23,645,000 |
| Interest-bearing deposits | 20,887,000 | 20,004,000 | 20,704,000 | 19,967,000 |
| Noninterest-bearing deposits | 3,370,000 | 3,265,000 | 3,224,000 | 3,678,000 |
| Equity capital | 3,354,000 | 3,575,000 | 3,493,000 | 3,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 771,000 | 1,186,000 | 1,617,000 |
| Interest expense | 96,000 | 196,000 | 308,000 | 434,000 |
| Net interest income | 277,000 | 575,000 | 878,000 | 1,183,000 |
| Noninterest income | 35,000 | 80,000 | 116,000 | 159,000 |
| Noninterest expense | 220,000 | 446,000 | 675,000 | 932,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 92,000 | 209,000 | 319,000 | 410,000 |
| Income tax | 4,000 | 8,000 | 13,000 | 16,000 |
| Net income | 88,000 | 201,000 | 306,000 | 394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,641,000 | 3,684,000 | 3,718,000 | 3,647,000 |
| Total capital | 3,868,000 | 3,911,000 | 3,945,000 | 3,874,000 |
| Risk-weighted assets | 21,521,000 | 21,400,000 | 20,766,000 | 21,618,000 |