Call reports 2004
CALDWELL STATE BANK IN CALDWELL, KANSAS, THE — 2004
What CALDWELL STATE BANK IN CALDWELL, KANSAS, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 30,271,000 | 29,906,000 | 29,245,000 | 29,306,000 |
| Total loans | 19,294,000 | 20,712,000 | 20,744,000 | 20,142,000 |
| Allowance for loan losses | 219,000 | 222,000 | 225,000 | 227,000 |
| Securities available for sale | 7,054,000 | 6,814,000 | 4,977,000 | 6,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,969,000 | 24,842,000 | 23,965,000 | 24,168,000 |
| Interest-bearing deposits | 21,930,000 | 21,517,000 | 20,875,000 | 20,546,000 |
| Noninterest-bearing deposits | 3,039,000 | 3,325,000 | 3,090,000 | 3,622,000 |
| Equity capital | 3,656,000 | 3,425,000 | 3,616,000 | 3,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 351,000 | 706,000 | 1,082,000 | 1,456,000 |
| Interest expense | 109,000 | 212,000 | 311,000 | 410,000 |
| Net interest income | 242,000 | 494,000 | 771,000 | 1,046,000 |
| Noninterest income | 37,000 | 80,000 | 119,000 | 151,000 |
| Noninterest expense | 214,000 | 434,000 | 655,000 | 882,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 11,000 |
| Pretax income | 58,000 | 130,000 | 223,000 | 302,000 |
| Income tax | 3,000 | 5,000 | 9,000 | 12,000 |
| Net income | 55,000 | 125,000 | 214,000 | 290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,611,000 | 3,621,000 | 3,650,000 | 3,623,000 |
| Total capital | 3,830,000 | 3,843,000 | 3,875,000 | 3,850,000 |
| Risk-weighted assets | 22,550,000 | 22,594,000 | 22,252,000 | 21,722,000 |