Call reports 2003
CALDWELL STATE BANK IN CALDWELL, KANSAS, THE — 2003
What CALDWELL STATE BANK IN CALDWELL, KANSAS, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 29,751,000 | 29,417,000 | 29,726,000 | 29,057,000 |
| Total loans | 19,464,000 | 19,789,000 | 20,571,000 | 20,269,000 |
| Allowance for loan losses | 207,000 | 211,000 | 213,000 | 216,000 |
| Securities available for sale | 7,439,000 | 7,486,000 | 7,376,000 | 7,343,000 |
| Securities held to maturity | 10,000 | 10,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,418,000 | 24,031,000 | 23,925,000 | 23,889,000 |
| Interest-bearing deposits | 21,538,000 | 21,134,000 | 20,793,000 | 20,921,000 |
| Noninterest-bearing deposits | 2,880,000 | 2,897,000 | 3,132,000 | 2,968,000 |
| Equity capital | 3,673,000 | 3,726,000 | 3,625,000 | 3,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 380,000 | 753,000 | 1,137,000 | 1,520,000 |
| Interest expense | 137,000 | 270,000 | 394,000 | 511,000 |
| Net interest income | 243,000 | 483,000 | 743,000 | 1,009,000 |
| Noninterest income | 35,000 | 79,000 | 118,000 | 157,000 |
| Noninterest expense | 213,000 | 425,000 | 649,000 | 880,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 100,000 | 169,000 | 242,000 | 321,000 |
| Income tax | 4,000 | 7,000 | 9,000 | 13,000 |
| Net income | 96,000 | 162,000 | 233,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,636,000 | 3,642,000 | 3,653,000 | 3,616,000 |
| Total capital | 3,843,000 | 3,853,000 | 3,866,000 | 3,832,000 |
| Risk-weighted assets | 22,313,000 | 22,696,000 | 23,252,000 | 22,916,000 |