Call reports 2001
CALDWELL STATE BANK IN CALDWELL, KANSAS, THE — 2001
What CALDWELL STATE BANK IN CALDWELL, KANSAS, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,860,000 | 28,986,000 | 29,044,000 | 31,596,000 |
| Total loans | 18,916,000 | 19,331,000 | 20,034,000 | 21,795,000 |
| Allowance for loan losses | 218,000 | 313,000 | 375,000 | 192,000 |
| Securities available for sale | 7,577,000 | 7,065,000 | 5,607,000 | 7,939,000 |
| Securities held to maturity | 55,000 | 55,000 | 55,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,425,000 | 23,568,000 | 23,578,000 | 24,496,000 |
| Interest-bearing deposits | 21,966,000 | 21,212,000 | 21,249,000 | 21,751,000 |
| Noninterest-bearing deposits | 2,459,000 | 2,356,000 | 2,329,000 | 2,745,000 |
| Equity capital | 3,666,000 | 3,646,000 | 3,698,000 | 3,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,123,000 | 1,636,000 | 2,115,000 |
| Interest expense | 296,000 | 576,000 | 830,000 | 1,058,000 |
| Net interest income | 295,000 | 547,000 | 806,000 | 1,057,000 |
| Noninterest income | 25,000 | 60,000 | 83,000 | 109,000 |
| Noninterest expense | 193,000 | 391,000 | 600,000 | 793,000 |
| Provision for loan losses | 3,000 | 105,000 | 168,000 | 170,000 |
| Pretax income | 124,000 | 112,000 | 120,000 | 202,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 8,000 |
| Net income | 119,000 | 107,000 | 115,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,611,000 | 3,599,000 | 3,608,000 | 3,585,000 |
| Total capital | 3,829,000 | 3,877,000 | 3,892,000 | 3,777,000 |
| Risk-weighted assets | 21,998,000 | 22,415,000 | 22,718,000 | 24,649,000 |