Call reports 2008
UNITED BANK OF IDAHO — 2008
What UNITED BANK OF IDAHO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Total assets | 25,474,000 | 26,850,000 |
| Total loans | 21,918,000 | 22,570,000 |
| Allowance for loan losses | 271,000 | 313,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 15,055,000 | 15,430,000 |
| Interest-bearing deposits | 13,035,000 | 12,835,000 |
| Noninterest-bearing deposits | 2,020,000 | 2,595,000 |
| Equity capital | 6,062,000 | 6,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Interest income | 389,000 | 756,000 |
| Interest expense | 141,000 | 264,000 |
| Net interest income | 248,000 | 492,000 |
| Noninterest income | 42,000 | 84,000 |
| Noninterest expense | 244,000 | 508,000 |
| Provision for loan losses | 42,000 | 84,000 |
| Pretax income | 4,000 | -16,000 |
| Income tax | 0 | 0 |
| Net income | 4,000 | -16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Tier 1 capital | 6,062,000 | 6,675,000 |
| Total capital | 6,333,000 | 6,964,000 |
| Risk-weighted assets | 24,478,000 | 26,749,000 |