Call reports 2007
UNITED BANK OF IDAHO — 2007
What UNITED BANK OF IDAHO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 19,972,000 | 21,442,000 | 24,381,000 | 23,515,000 |
| Total loans | 18,841,000 | 20,302,000 | 20,476,000 | 19,462,000 |
| Allowance for loan losses | 70,000 | 90,000 | 210,000 | 229,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,825,000 | 10,690,000 | 18,270,000 | 17,326,000 |
| Interest-bearing deposits | 9,991,000 | 9,142,000 | 14,418,000 | 13,742,000 |
| Noninterest-bearing deposits | 1,834,000 | 1,548,000 | 3,852,000 | 3,584,000 |
| Equity capital | 5,875,000 | 5,962,000 | 5,975,000 | 6,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 777,000 | 1,231,000 | 1,652,000 |
| Interest expense | 134,000 | 307,000 | 479,000 | 624,000 |
| Net interest income | 210,000 | 470,000 | 752,000 | 1,028,000 |
| Noninterest income | 22,000 | 56,000 | 101,000 | 140,000 |
| Noninterest expense | 183,000 | 371,000 | 565,000 | 779,000 |
| Provision for loan losses | 20,000 | 39,000 | 159,000 | 178,000 |
| Pretax income | 29,000 | 116,000 | 129,000 | 211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 29,000 | 116,000 | 129,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,875,000 | 5,962,000 | 5,975,000 | 6,057,000 |
| Total capital | 5,946,000 | 6,052,000 | 6,185,000 | 6,286,000 |
| Risk-weighted assets | 17,803,000 | 19,902,000 | 24,580,000 | 23,269,000 |