Call reports 2025
STATE BANK NORTHWEST — 2025
What STATE BANK NORTHWEST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 230,107,000 | 222,212,000 | 224,873,000 | 230,975,000 |
| Total loans | 165,125,000 | 170,913,000 | 164,379,000 | 161,694,000 |
| Allowance for loan losses | 1,427,000 | 1,427,000 | 1,427,000 | 1,427,000 |
| Securities available for sale | 2,658,000 | 3,500,000 | 3,272,000 | 5,068,000 |
| Securities held to maturity | 4,471,000 | 1,979,000 | 1,988,000 | 1,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,095,000 | 188,472,000 | 189,789,000 | 194,774,000 |
| Interest-bearing deposits | 105,106,000 | 109,020,000 | 104,360,000 | 102,165,000 |
| Noninterest-bearing deposits | 89,989,000 | 79,452,000 | 85,429,000 | 92,609,000 |
| Equity capital | 29,804,000 | 28,206,000 | 29,630,000 | 30,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,299,000 | 6,734,000 | 10,184,000 | 13,142,000 |
| Interest expense | 184,000 | 375,000 | 557,000 | 734,000 |
| Net interest income | 3,115,000 | 6,359,000 | 9,627,000 | 12,408,000 |
| Noninterest income | 326,000 | 605,000 | 918,000 | 1,635,000 |
| Noninterest expense | 2,028,000 | 4,286,000 | 6,420,000 | 9,037,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,413,000 | 2,678,000 | 4,125,000 | 5,006,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,413,000 | 2,678,000 | 4,125,000 | 5,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,854,000 | 28,253,000 | 29,670,000 | 30,526,000 |
| Total capital | 31,288,000 | 29,687,000 | 31,104,000 | 31,960,000 |
| Risk-weighted assets | 183,995,000 | 185,716,000 | 182,474,000 | 182,697,000 |