Call reports 2023
STATE BANK NORTHWEST — 2023
What STATE BANK NORTHWEST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 215,859,000 | 222,747,000 | 234,968,000 | 224,407,000 |
| Total loans | 138,436,000 | 150,527,000 | 155,374,000 | 146,483,000 |
| Allowance for loan losses | 1,389,000 | 1,409,000 | 1,425,000 | 1,425,000 |
| Securities available for sale | 2,392,000 | 2,248,000 | 2,095,000 | 2,077,000 |
| Securities held to maturity | 12,149,000 | 12,000,000 | 12,000,000 | 12,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,398,000 | 193,115,000 | 204,357,000 | 192,533,000 |
| Interest-bearing deposits | 95,780,000 | 106,413,000 | 116,676,000 | 94,041,000 |
| Noninterest-bearing deposits | 91,618,000 | 86,702,000 | 87,681,000 | 98,492,000 |
| Equity capital | 22,828,000 | 23,189,000 | 24,409,000 | 25,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,862,000 | 5,828,000 | 9,102,000 | 12,463,000 |
| Interest expense | 71,000 | 174,000 | 378,000 | 551,000 |
| Net interest income | 2,791,000 | 5,654,000 | 8,724,000 | 11,912,000 |
| Noninterest income | 177,000 | 368,000 | 663,000 | 1,005,000 |
| Noninterest expense | 2,067,000 | 4,106,000 | 6,180,000 | 8,395,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 901,000 | 1,896,000 | 3,187,000 | 4,502,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 901,000 | 1,896,000 | 3,187,000 | 4,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,028,000 | 23,389,000 | 24,650,000 | 25,935,000 |
| Total capital | 24,426,000 | 24,807,000 | 26,084,000 | 27,369,000 |
| Risk-weighted assets | 160,395,000 | 172,333,000 | 179,565,000 | 170,597,000 |