Call reports 2020
STATE BANK NORTHWEST — 2020
What STATE BANK NORTHWEST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 146,301,000 | 187,941,000 | 190,890,000 | 196,864,000 |
| Total loans | 105,515,000 | 151,024,000 | 156,831,000 | 137,644,000 |
| Allowance for loan losses | 1,175,000 | 1,375,000 | 1,375,000 | 1,375,000 |
| Securities available for sale | 6,762,000 | 6,122,000 | 4,723,000 | 3,783,000 |
| Securities held to maturity | 337,000 | 278,000 | 278,000 | 278,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,236,000 | 166,463,000 | 169,828,000 | 174,340,000 |
| Interest-bearing deposits | 80,920,000 | 100,342,000 | 106,723,000 | 111,203,000 |
| Noninterest-bearing deposits | 45,315,000 | 66,121,000 | 63,104,000 | 63,137,000 |
| Equity capital | 18,692,000 | 19,435,000 | 19,751,000 | 19,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,829,000 | 5,279,000 | 7,169,000 | 8,983,000 |
| Interest expense | 147,000 | 303,000 | 469,000 | 631,000 |
| Net interest income | 1,682,000 | 4,976,000 | 6,700,000 | 8,352,000 |
| Noninterest income | 221,000 | 453,000 | 726,000 | 953,000 |
| Noninterest expense | 1,301,000 | 3,006,000 | 4,587,000 | 6,185,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 200,000 |
| Pretax income | 602,000 | 2,223,000 | 2,639,000 | 2,920,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 602,000 | 2,223,000 | 2,639,000 | 2,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,452,000 | 19,195,000 | 19,577,000 | 19,825,000 |
| Total capital | 19,636,000 | 20,516,000 | 20,961,000 | 21,209,000 |
| Risk-weighted assets | 106,579,000 | 105,616,000 | 113,226,000 | 111,503,000 |