Call reports 2019
STATE BANK NORTHWEST — 2019
What STATE BANK NORTHWEST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 145,229,000 | 141,363,000 | 136,749,000 | 152,114,000 |
| Total loans | 105,803,000 | 109,390,000 | 110,187,000 | 104,269,000 |
| Allowance for loan losses | 1,300,000 | 1,300,000 | 1,300,000 | 1,175,000 |
| Securities available for sale | 6,101,000 | 6,041,000 | 4,661,000 | 4,305,000 |
| Securities held to maturity | 393,000 | 337,000 | 337,000 | 337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,147,000 | 123,270,000 | 118,196,000 | 131,923,000 |
| Interest-bearing deposits | 75,169,000 | 68,561,000 | 70,267,000 | 82,991,000 |
| Noninterest-bearing deposits | 51,979,000 | 54,709,000 | 47,930,000 | 48,932,000 |
| Equity capital | 16,729,000 | 16,623,000 | 17,620,000 | 17,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,770,000 | 3,590,000 | 5,929,000 | 7,698,000 |
| Interest expense | 102,000 | 216,000 | 336,000 | 468,000 |
| Net interest income | 1,668,000 | 3,374,000 | 5,593,000 | 7,230,000 |
| Noninterest income | 147,000 | 351,000 | 593,000 | 852,000 |
| Noninterest expense | 1,344,000 | 2,743,000 | 4,214,000 | 5,682,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 471,000 | 982,000 | 1,972,000 | 2,400,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 471,000 | 982,000 | 1,972,000 | 2,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,750,000 | 16,533,000 | 17,490,000 | 17,884,000 |
| Total capital | 18,059,000 | 17,842,000 | 18,799,000 | 19,068,000 |
| Risk-weighted assets | 111,639,000 | 112,843,000 | 110,134,000 | 104,820,000 |