Call reports 2016
STATE BANK NORTHWEST — 2016
What STATE BANK NORTHWEST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 136,018,000 | 130,640,000 | 141,499,000 | 131,181,000 |
| Total loans | 92,536,000 | 92,597,000 | 88,415,000 | 85,371,000 |
| Allowance for loan losses | 1,221,000 | 1,221,000 | 1,221,000 | 1,221,000 |
| Securities available for sale | 13,504,000 | 13,793,000 | 14,961,000 | 14,052,000 |
| Securities held to maturity | 546,000 | 497,000 | 497,000 | 497,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,065,000 | 114,497,000 | 125,607,000 | 115,265,000 |
| Interest-bearing deposits | 73,528,000 | 76,278,000 | 84,252,000 | 73,633,000 |
| Noninterest-bearing deposits | 45,538,000 | 38,219,000 | 41,355,000 | 41,633,000 |
| Equity capital | 13,789,000 | 13,511,000 | 13,736,000 | 13,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,416,000 | 2,878,000 | 4,217,000 | 5,602,000 |
| Interest expense | 110,000 | 207,000 | 301,000 | 393,000 |
| Net interest income | 1,306,000 | 2,671,000 | 3,916,000 | 5,209,000 |
| Noninterest income | 142,000 | 288,000 | 529,000 | 745,000 |
| Noninterest expense | 1,162,000 | 2,336,000 | 3,547,000 | 4,742,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 286,000 | 623,000 | 898,000 | 1,212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 286,000 | 623,000 | 898,000 | 1,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,770,000 | 13,413,000 | 13,658,000 | 13,942,000 |
| Total capital | 14,980,000 | 14,635,000 | 14,844,000 | 15,134,000 |
| Risk-weighted assets | 96,815,000 | 97,625,000 | 94,824,000 | 95,302,000 |