Call reports 2015
STATE BANK NORTHWEST — 2015
What STATE BANK NORTHWEST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 119,274,000 | 121,331,000 | 128,180,000 | 146,781,000 |
| Total loans | 98,550,000 | 99,576,000 | 97,814,000 | 92,144,000 |
| Allowance for loan losses | 1,205,000 | 1,235,000 | 1,221,000 | 1,221,000 |
| Securities available for sale | 7,890,000 | 6,079,000 | 7,572,000 | 10,347,000 |
| Securities held to maturity | 591,000 | 546,000 | 546,000 | 546,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,469,000 | 103,653,000 | 111,407,000 | 129,120,000 |
| Interest-bearing deposits | 65,966,000 | 69,189,000 | 74,404,000 | 83,725,000 |
| Noninterest-bearing deposits | 34,503,000 | 34,464,000 | 37,003,000 | 45,395,000 |
| Equity capital | 13,172,000 | 12,960,000 | 13,285,000 | 13,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,450,000 | 2,924,000 | 4,429,000 | 5,833,000 |
| Interest expense | 88,000 | 183,000 | 291,000 | 413,000 |
| Net interest income | 1,362,000 | 2,741,000 | 4,138,000 | 5,420,000 |
| Noninterest income | 202,000 | 574,000 | 835,000 | 989,000 |
| Noninterest expense | 1,177,000 | 2,456,000 | 3,744,000 | 4,873,000 |
| Provision for loan losses | 0 | 30,000 | 90,000 | 90,000 |
| Pretax income | 387,000 | 829,000 | 1,139,000 | 1,446,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 387,000 | 829,000 | 1,139,000 | 1,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,124,000 | 12,960,000 | 13,236,000 | 13,514,000 |
| Total capital | 14,338,000 | 14,197,000 | 14,466,000 | 14,695,000 |
| Risk-weighted assets | 98,190,000 | 98,803,000 | 98,715,000 | 94,392,000 |