Call reports 2014
STATE BANK NORTHWEST — 2014
What STATE BANK NORTHWEST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 108,057,000 | 111,496,000 | 111,006,000 | 117,385,000 |
| Total loans | 92,050,000 | 93,357,000 | 95,004,000 | 93,964,000 |
| Allowance for loan losses | 1,109,000 | 1,147,000 | 1,203,000 | 1,205,000 |
| Securities available for sale | 7,598,000 | 8,107,000 | 7,886,000 | 8,131,000 |
| Securities held to maturity | 634,000 | 591,000 | 591,000 | 591,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,746,000 | 92,179,000 | 95,811,000 | 101,265,000 |
| Interest-bearing deposits | 66,355,000 | 63,200,000 | 64,189,000 | 69,913,000 |
| Noninterest-bearing deposits | 26,392,000 | 28,979,000 | 31,622,000 | 31,352,000 |
| Equity capital | 11,681,000 | 12,029,000 | 12,367,000 | 12,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,310,000 | 2,658,000 | 4,068,000 | 5,496,000 |
| Interest expense | 83,000 | 174,000 | 261,000 | 353,000 |
| Net interest income | 1,227,000 | 2,484,000 | 3,807,000 | 5,143,000 |
| Noninterest income | 102,000 | 462,000 | 603,000 | 867,000 |
| Noninterest expense | 1,034,000 | 2,261,000 | 3,310,000 | 4,409,000 |
| Provision for loan losses | 80,000 | 140,000 | 190,000 | 240,000 |
| Pretax income | 215,000 | 545,000 | 910,000 | 1,361,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 215,000 | 545,000 | 910,000 | 1,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,727,000 | 12,024,000 | 12,355,000 | 12,772,000 |
| Total capital | 12,845,000 | 13,180,000 | 13,524,000 | 13,956,000 |
| Risk-weighted assets | 92,249,000 | 93,184,000 | 93,444,000 | 94,667,000 |