Call reports 2013
STATE BANK NORTHWEST — 2013
What STATE BANK NORTHWEST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 92,558,000 | 90,358,000 | 102,072,000 | 107,207,000 |
| Total loans | 71,102,000 | 73,662,000 | 80,620,000 | 89,371,000 |
| Allowance for loan losses | 851,000 | 843,000 | 937,000 | 1,029,000 |
| Securities available for sale | 9,577,000 | 9,138,000 | 8,837,000 | 8,657,000 |
| Securities held to maturity | 675,000 | 634,000 | 634,000 | 634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,921,000 | 77,148,000 | 89,603,000 | 93,283,000 |
| Interest-bearing deposits | 57,891,000 | 54,690,000 | 57,215,000 | 68,413,000 |
| Noninterest-bearing deposits | 23,029,000 | 22,459,000 | 32,388,000 | 24,871,000 |
| Equity capital | 11,438,000 | 11,459,000 | 11,549,000 | 11,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,117,000 | 2,192,000 | 3,447,000 | 4,693,000 |
| Interest expense | 130,000 | 228,000 | 324,000 | 409,000 |
| Net interest income | 987,000 | 1,964,000 | 3,123,000 | 4,284,000 |
| Noninterest income | 325,000 | 525,000 | 629,000 | 744,000 |
| Noninterest expense | 922,000 | 1,949,000 | 2,923,000 | 4,007,000 |
| Provision for loan losses | 90,000 | 110,000 | 225,000 | 295,000 |
| Pretax income | 300,000 | 430,000 | 604,000 | 726,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 300,000 | 430,000 | 604,000 | 726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,402,000 | 11,499,000 | 11,639,000 | 11,727,000 |
| Total capital | 12,262,000 | 12,351,000 | 12,585,000 | 12,765,000 |
| Risk-weighted assets | 71,769,000 | 75,130,000 | 83,789,000 | 89,687,000 |