Call reports 2012
STATE BANK NORTHWEST — 2012
What STATE BANK NORTHWEST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 94,169,000 | 96,941,000 | 99,234,000 | 102,261,000 |
| Total loans | 73,322,000 | 73,977,000 | 69,102,000 | 72,439,000 |
| Allowance for loan losses | 772,000 | 794,000 | 760,000 | 835,000 |
| Securities available for sale | 9,042,000 | 8,837,000 | 7,637,000 | 9,928,000 |
| Securities held to maturity | 714,000 | 675,000 | 675,000 | 675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,956,000 | 84,321,000 | 87,845,000 | 90,876,000 |
| Interest-bearing deposits | 60,691,000 | 61,091,000 | 59,824,000 | 60,543,000 |
| Noninterest-bearing deposits | 22,265,000 | 23,229,000 | 28,021,000 | 30,332,000 |
| Equity capital | 10,993,000 | 11,131,000 | 11,215,000 | 11,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,186,000 | 2,366,000 | 3,512,000 | 4,645,000 |
| Interest expense | 208,000 | 417,000 | 620,000 | 816,000 |
| Net interest income | 978,000 | 1,949,000 | 2,892,000 | 3,829,000 |
| Noninterest income | 160,000 | 293,000 | 474,000 | 608,000 |
| Noninterest expense | 896,000 | 1,817,000 | 2,701,000 | 3,582,000 |
| Provision for loan losses | 135,000 | 160,000 | 265,000 | 340,000 |
| Pretax income | 107,000 | 265,000 | 400,000 | 515,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 107,000 | 265,000 | 400,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,995,000 | 11,109,000 | 11,198,000 | 11,102,000 |
| Total capital | 11,776,000 | 11,912,000 | 11,967,000 | 11,946,000 |
| Risk-weighted assets | 75,713,000 | 75,423,000 | 71,020,000 | 73,195,000 |