Call reports 2011
STATE BANK NORTHWEST — 2011
What STATE BANK NORTHWEST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 99,784,000 | 98,608,000 | 105,965,000 | 96,712,000 |
| Total loans | 74,419,000 | 74,443,000 | 73,322,000 | 71,252,000 |
| Allowance for loan losses | 1,538,000 | 1,573,000 | 1,523,000 | 1,043,000 |
| Securities available for sale | 11,507,000 | 9,639,000 | 9,470,000 | 9,630,000 |
| Securities held to maturity | 752,000 | 714,000 | 714,000 | 714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,622,000 | 88,463,000 | 95,677,000 | 86,095,000 |
| Interest-bearing deposits | 71,370,000 | 68,870,000 | 66,064,000 | 60,352,000 |
| Noninterest-bearing deposits | 18,253,000 | 19,593,000 | 29,614,000 | 25,743,000 |
| Equity capital | 9,905,000 | 9,899,000 | 9,986,000 | 10,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,314,000 | 2,571,000 | 3,785,000 | 5,080,000 |
| Interest expense | 347,000 | 672,000 | 986,000 | 1,244,000 |
| Net interest income | 967,000 | 1,899,000 | 2,799,000 | 3,836,000 |
| Noninterest income | 87,000 | 183,000 | 274,000 | 181,000 |
| Noninterest expense | 986,000 | 1,990,000 | 2,912,000 | 3,771,000 |
| Provision for loan losses | 35,000 | 70,000 | 70,000 | 135,000 |
| Pretax income | 33,000 | 48,000 | 117,000 | 160,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | 48,000 | 117,000 | 160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,870,000 | 9,860,000 | 9,929,000 | 10,424,000 |
| Total capital | 10,826,000 | 10,815,000 | 10,883,000 | 11,355,000 |
| Risk-weighted assets | 75,861,000 | 75,745,000 | 75,702,000 | 74,380,000 |