Call reports 2009
STATE BANK NORTHWEST — 2009
What STATE BANK NORTHWEST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 111,293,000 | 110,718,000 | 112,952,000 | 111,714,000 |
| Total loans | 92,848,000 | 92,628,000 | 86,238,000 | 79,177,000 |
| Allowance for loan losses | 1,147,000 | 1,389,000 | 1,577,000 | 1,496,000 |
| Securities available for sale | 10,742,000 | 8,630,000 | 5,437,000 | 7,418,000 |
| Securities held to maturity | 822,000 | 788,000 | 788,000 | 788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,129,000 | 98,594,000 | 103,216,000 | 101,408,000 |
| Interest-bearing deposits | 82,232,000 | 81,597,000 | 81,346,000 | 76,341,000 |
| Noninterest-bearing deposits | 17,897,000 | 16,997,000 | 21,870,000 | 25,067,000 |
| Equity capital | 10,153,000 | 9,788,000 | 9,508,000 | 9,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,673,000 | 3,370,000 | 5,060,000 | 6,566,000 |
| Interest expense | 720,000 | 1,349,000 | 1,933,000 | 2,465,000 |
| Net interest income | 953,000 | 2,021,000 | 3,127,000 | 4,101,000 |
| Noninterest income | 109,000 | 347,000 | 362,000 | 468,000 |
| Noninterest expense | 976,000 | 2,022,000 | 3,006,000 | 4,050,000 |
| Provision for loan losses | 305,000 | 773,000 | 1,271,000 | 1,778,000 |
| Pretax income | -219,000 | -383,000 | -719,000 | -1,190,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -219,000 | -383,000 | -719,000 | -1,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,246,000 | 9,883,000 | 9,474,000 | 9,878,000 |
| Total capital | 11,404,000 | 11,074,000 | 10,586,000 | 10,918,000 |
| Risk-weighted assets | 95,647,000 | 95,061,000 | 88,501,000 | 83,212,000 |