Call reports 2008
STATE BANK NORTHWEST — 2008
What STATE BANK NORTHWEST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 102,426,000 | 105,317,000 | 107,216,000 | 111,118,000 |
| Total loans | 78,705,000 | 83,356,000 | 92,119,000 | 95,386,000 |
| Allowance for loan losses | 1,087,000 | 1,108,000 | 1,306,000 | 1,145,000 |
| Securities available for sale | 9,026,000 | 12,312,000 | 9,371,000 | 8,375,000 |
| Securities held to maturity | 855,000 | 822,000 | 822,000 | 822,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,073,000 | 93,787,000 | 95,167,000 | 99,737,000 |
| Interest-bearing deposits | 72,511,000 | 73,014,000 | 76,601,000 | 82,532,000 |
| Noninterest-bearing deposits | 18,563,000 | 20,773,000 | 18,566,000 | 17,204,000 |
| Equity capital | 9,119,000 | 9,461,000 | 9,570,000 | 10,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,890,000 | 3,838,000 | 5,834,000 | 7,731,000 |
| Interest expense | 797,000 | 1,543,000 | 2,268,000 | 3,020,000 |
| Net interest income | 1,093,000 | 2,295,000 | 3,566,000 | 4,711,000 |
| Noninterest income | 109,000 | 237,000 | 343,000 | 489,000 |
| Noninterest expense | 952,000 | 1,913,000 | 2,954,000 | 3,929,000 |
| Provision for loan losses | 30,000 | 140,000 | 332,000 | 538,000 |
| Pretax income | 220,000 | 479,000 | 650,000 | 760,000 |
| Income tax | 0 | 0 | 21,000 | 108,000 |
| Net income | 220,000 | 479,000 | 629,000 | 652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,938,000 | 9,423,000 | 9,587,000 | 10,465,000 |
| Total capital | 9,966,000 | 10,487,000 | 10,746,000 | 11,624,000 |
| Risk-weighted assets | 82,152,000 | 85,021,000 | 92,503,000 | 97,260,000 |