Call reports 2007
STATE BANK NORTHWEST — 2007
What STATE BANK NORTHWEST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 90,528,000 | 92,857,000 | 93,679,000 | 96,665,000 |
| Total loans | 68,963,000 | 70,603,000 | 72,916,000 | 78,212,000 |
| Allowance for loan losses | 956,000 | 968,000 | 1,006,000 | 1,057,000 |
| Securities available for sale | 7,156,000 | 8,604,000 | 9,632,000 | 5,205,000 |
| Securities held to maturity | 887,000 | 855,000 | 855,000 | 855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,827,000 | 83,225,000 | 83,853,000 | 86,263,000 |
| Interest-bearing deposits | 67,468,000 | 67,229,000 | 67,901,000 | 69,783,000 |
| Noninterest-bearing deposits | 13,358,000 | 15,995,000 | 15,951,000 | 16,480,000 |
| Equity capital | 7,913,000 | 8,055,000 | 8,220,000 | 8,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,819,000 | 3,747,000 | 5,649,000 | 7,664,000 |
| Interest expense | 766,000 | 1,541,000 | 2,329,000 | 3,155,000 |
| Net interest income | 1,053,000 | 2,206,000 | 3,320,000 | 4,509,000 |
| Noninterest income | 131,000 | 271,000 | 365,000 | 473,000 |
| Noninterest expense | 921,000 | 1,886,000 | 2,921,000 | 3,886,000 |
| Provision for loan losses | 19,000 | 107,000 | 147,000 | 217,000 |
| Pretax income | 244,000 | 484,000 | 617,000 | 879,000 |
| Income tax | 77,000 | 152,000 | 199,000 | 323,000 |
| Net income | 167,000 | 332,000 | 418,000 | 556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,855,000 | 8,000,000 | 8,139,000 | 8,346,000 |
| Total capital | 8,769,000 | 8,930,000 | 9,086,000 | 9,347,000 |
| Risk-weighted assets | 73,020,000 | 74,365,000 | 75,742,000 | 79,961,000 |