Call reports 2005
STATE BANK NORTHWEST — 2005
What STATE BANK NORTHWEST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 61,377,000 | 62,994,000 | 67,791,000 | 71,177,000 |
| Total loans | 42,482,000 | 47,556,000 | 51,815,000 | 55,861,000 |
| Allowance for loan losses | 679,000 | 669,000 | 708,000 | 753,000 |
| Securities available for sale | 7,788,000 | 6,852,000 | 6,560,000 | 6,525,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,291,000 | 55,983,000 | 60,855,000 | 59,765,000 |
| Interest-bearing deposits | 43,283,000 | 43,730,000 | 47,671,000 | 45,246,000 |
| Noninterest-bearing deposits | 11,008,000 | 12,252,000 | 13,184,000 | 14,519,000 |
| Equity capital | 6,069,000 | 6,256,000 | 6,413,000 | 6,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 947,000 | 2,032,000 | 3,327,000 | 4,728,000 |
| Interest expense | 251,000 | 521,000 | 848,000 | 1,200,000 |
| Net interest income | 696,000 | 1,511,000 | 2,479,000 | 3,528,000 |
| Noninterest income | 137,000 | 282,000 | 461,000 | 633,000 |
| Noninterest expense | 767,000 | 1,567,000 | 2,413,000 | 3,281,000 |
| Provision for loan losses | 52,000 | 67,000 | 187,000 | 232,000 |
| Pretax income | 14,000 | 161,000 | 342,000 | 650,000 |
| Income tax | 0 | 0 | 0 | 78,000 |
| Net income | 14,000 | 161,000 | 342,000 | 572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,016,000 | 6,185,000 | 6,354,000 | 6,640,000 |
| Total capital | 6,607,000 | 6,828,000 | 7,049,000 | 7,383,000 |
| Risk-weighted assets | 47,181,000 | 51,245,000 | 55,515,000 | 59,932,000 |