Call reports 2004
STATE BANK NORTHWEST — 2004
What STATE BANK NORTHWEST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 58,313,000 | 56,981,000 | 55,538,000 | 63,051,000 |
| Total loans | 40,632,000 | 44,035,000 | 43,247,000 | 42,426,000 |
| Allowance for loan losses | 620,000 | 772,000 | 676,000 | 621,000 |
| Securities available for sale | 2,810,000 | 4,734,000 | 4,760,000 | 4,641,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,048,000 | 50,843,000 | 49,282,000 | 56,287,000 |
| Interest-bearing deposits | 41,651,000 | 40,464,000 | 38,591,000 | 44,947,000 |
| Noninterest-bearing deposits | 10,398,000 | 10,379,000 | 10,691,000 | 11,340,000 |
| Equity capital | 5,977,000 | 5,917,000 | 5,960,000 | 6,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 793,000 | 1,681,000 | 2,534,000 | 3,474,000 |
| Interest expense | 192,000 | 372,000 | 555,000 | 767,000 |
| Net interest income | 601,000 | 1,309,000 | 1,979,000 | 2,707,000 |
| Noninterest income | 225,000 | 375,000 | 482,000 | 694,000 |
| Noninterest expense | 636,000 | 1,345,000 | 2,103,000 | 2,847,000 |
| Provision for loan losses | 116,000 | 284,000 | 284,000 | 359,000 |
| Pretax income | 77,000 | 58,000 | 77,000 | 198,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 58,000 | 77,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,872,000 | 5,838,000 | 5,869,000 | 5,998,000 |
| Total capital | 6,434,000 | 6,421,000 | 6,444,000 | 6,580,000 |
| Risk-weighted assets | 44,239,000 | 46,490,000 | 45,997,000 | 46,619,000 |