Call reports 2002
STATE BANK NORTHWEST — 2002
What STATE BANK NORTHWEST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 43,173,000 | 44,395,000 | 45,525,000 | 48,238,000 |
| Total loans | 35,024,000 | 36,260,000 | 38,792,000 | 39,382,000 |
| Allowance for loan losses | 666,000 | 677,000 | 715,000 | 731,000 |
| Securities available for sale | 1,687,000 | 1,645,000 | 1,387,000 | 1,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,542,000 | 39,760,000 | 39,699,000 | 42,066,000 |
| Interest-bearing deposits | 31,141,000 | 31,655,000 | 31,674,000 | 33,443,000 |
| Noninterest-bearing deposits | 7,400,000 | 8,105,000 | 8,025,000 | 8,623,000 |
| Equity capital | 3,914,000 | 4,113,000 | 5,459,000 | 5,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 765,000 | 1,608,000 | 2,436,000 | 3,294,000 |
| Interest expense | 233,000 | 474,000 | 701,000 | 931,000 |
| Net interest income | 532,000 | 1,134,000 | 1,735,000 | 2,363,000 |
| Noninterest income | 193,000 | 453,000 | 675,000 | 865,000 |
| Noninterest expense | 554,000 | 1,181,000 | 1,822,000 | 2,487,000 |
| Provision for loan losses | 15,000 | 65,000 | 115,000 | 165,000 |
| Pretax income | 156,000 | 341,000 | 473,000 | 576,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 156,000 | 341,000 | 473,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,886,000 | 4,076,000 | 5,424,000 | 5,525,000 |
| Total capital | 4,317,000 | 4,531,000 | 5,901,000 | 6,010,000 |
| Risk-weighted assets | 34,222,000 | 35,011,000 | 37,779,000 | 38,471,000 |