Call reports 2025
FIRST TEXAS BANK — 2025
What FIRST TEXAS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,315,056,000 | 1,316,900,000 | 1,352,088,000 | 1,295,534,000 |
| Total loans | 530,211,000 | 551,215,000 | 582,105,000 | 588,732,000 |
| Allowance for loan losses | 2,597,000 | 2,684,000 | 2,819,000 | 2,894,000 |
| Securities available for sale | 66,747,000 | 67,959,000 | 70,777,000 | 69,493,000 |
| Securities held to maturity | 561,213,000 | 552,236,000 | 535,749,000 | 533,719,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,168,629,000 | 1,170,216,000 | 1,203,302,000 | 1,146,613,000 |
| Interest-bearing deposits | 662,671,000 | 669,979,000 | 701,683,000 | 646,411,000 |
| Noninterest-bearing deposits | 505,958,000 | 500,237,000 | 501,619,000 | 500,202,000 |
| Equity capital | 140,132,000 | 140,734,000 | 142,383,000 | 143,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,075,000 | 24,669,000 | 38,566,000 | 52,629,000 |
| Interest expense | 2,680,000 | 5,331,000 | 7,961,000 | 10,433,000 |
| Net interest income | 9,395,000 | 19,338,000 | 30,605,000 | 42,196,000 |
| Noninterest income | 1,079,000 | 2,170,000 | 3,229,000 | 4,311,000 |
| Noninterest expense | 5,241,000 | 10,415,000 | 15,546,000 | 20,658,000 |
| Provision for loan losses | 8,000 | 90,000 | 235,000 | 312,000 |
| Pretax income | 5,226,000 | 11,005,000 | 18,046,000 | 25,528,000 |
| Income tax | 1,074,000 | 2,265,000 | 3,719,000 | 5,267,000 |
| Net income | 4,152,000 | 8,740,000 | 14,327,000 | 20,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,240,000 | 141,578,000 | 142,665,000 | 143,900,000 |
| Total capital | 143,889,000 | 144,313,000 | 145,544,000 | 146,856,000 |
| Risk-weighted assets | 696,171,000 | 723,409,000 | 744,705,000 | 739,829,000 |