Call reports 2024
FIRST TEXAS BANK — 2024
What FIRST TEXAS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 889,369,000 | 882,473,000 | 875,296,000 | 1,281,115,000 |
| Total loans | 319,289,000 | 325,116,000 | 331,235,000 | 519,828,000 |
| Allowance for loan losses | 1,723,000 | 1,668,000 | 1,713,000 | 2,595,000 |
| Securities available for sale | 46,066,000 | 43,378,000 | 41,778,000 | 67,776,000 |
| Securities held to maturity | 431,544,000 | 429,514,000 | 409,474,000 | 555,962,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 761,635,000 | 788,755,000 | 779,505,000 | 1,137,505,000 |
| Interest-bearing deposits | 413,011,000 | 446,134,000 | 440,590,000 | 665,705,000 |
| Noninterest-bearing deposits | 348,624,000 | 342,621,000 | 338,915,000 | 471,800,000 |
| Equity capital | 89,875,000 | 91,147,000 | 92,929,000 | 138,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,055,000 | 14,662,000 | 22,584,000 | 46,158,000 |
| Interest expense | 1,488,000 | 3,456,000 | 5,502,000 | 10,074,000 |
| Net interest income | 5,567,000 | 11,206,000 | 17,082,000 | 36,084,000 |
| Noninterest income | 659,000 | 1,285,000 | 1,962,000 | 4,157,000 |
| Noninterest expense | 3,226,000 | 6,429,000 | 9,695,000 | 21,081,000 |
| Provision for loan losses | 11,000 | -54,000 | -11,000 | 88,000 |
| Pretax income | 2,989,000 | 6,079,000 | 9,324,000 | 19,019,000 |
| Income tax | 619,000 | 1,260,000 | 1,933,000 | 3,921,000 |
| Net income | 2,370,000 | 4,819,000 | 7,391,000 | 15,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,825,000 | 92,836,000 | 93,971,000 | 139,838,000 |
| Total capital | 93,548,000 | 94,541,000 | 95,720,000 | 142,486,000 |
| Risk-weighted assets | 465,027,000 | 475,543,000 | 475,156,000 | 696,310,000 |