Call reports 2023
FIRST TEXAS BANK — 2023
What FIRST TEXAS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 929,321,000 | 923,057,000 | 891,759,000 | 857,644,000 |
| Total loans | 311,323,000 | 325,600,000 | 316,578,000 | 312,383,000 |
| Allowance for loan losses | 1,559,000 | 1,734,000 | 1,739,000 | 1,852,000 |
| Securities available for sale | 50,200,000 | 47,976,000 | 45,994,000 | 45,832,000 |
| Securities held to maturity | 499,265,000 | 488,229,000 | 466,207,000 | 447,571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 841,166,000 | 798,913,000 | 775,753,000 | 756,327,000 |
| Interest-bearing deposits | 430,046,000 | 409,043,000 | 400,180,000 | 388,926,000 |
| Noninterest-bearing deposits | 411,119,000 | 389,870,000 | 375,573,000 | 367,401,000 |
| Equity capital | 85,161,000 | 86,238,000 | 87,578,000 | 88,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,623,000 | 13,573,000 | 20,723,000 | 27,796,000 |
| Interest expense | 395,000 | 1,234,000 | 2,432,000 | 3,583,000 |
| Net interest income | 6,228,000 | 12,339,000 | 18,291,000 | 24,213,000 |
| Noninterest income | 714,000 | 1,413,000 | 2,090,000 | 2,774,000 |
| Noninterest expense | 3,273,000 | 6,403,000 | 9,486,000 | 12,794,000 |
| Provision for loan losses | -28,000 | 189,000 | 192,000 | 350,000 |
| Pretax income | 3,697,000 | 7,160,000 | 10,703,000 | 13,843,000 |
| Income tax | 768,000 | 1,492,000 | 2,223,000 | 2,874,000 |
| Net income | 2,929,000 | 5,668,000 | 8,480,000 | 10,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,852,000 | 89,092,000 | 90,403,000 | 90,892,000 |
| Total capital | 89,411,000 | 90,826,000 | 92,142,000 | 92,744,000 |
| Risk-weighted assets | 453,136,000 | 475,553,000 | 469,145,000 | 458,593,000 |