Call reports 2020
FIRST TEXAS BANK — 2020
What FIRST TEXAS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 675,849,000 | 757,808,000 | 787,079,000 | 806,105,000 |
| Total loans | 227,790,000 | 266,852,000 | 274,186,000 | 278,574,000 |
| Allowance for loan losses | 1,230,000 | 1,245,000 | 1,286,000 | 1,361,000 |
| Securities available for sale | 35,787,000 | 39,318,000 | 41,701,000 | 44,114,000 |
| Securities held to maturity | 331,570,000 | 350,675,000 | 387,847,000 | 387,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 613,765,000 | 693,880,000 | 722,012,000 | 739,353,000 |
| Interest-bearing deposits | 350,533,000 | 384,785,000 | 388,550,000 | 411,561,000 |
| Noninterest-bearing deposits | 263,232,000 | 309,095,000 | 333,462,000 | 327,792,000 |
| Equity capital | 59,575,000 | 60,695,000 | 62,005,000 | 64,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,093,000 | 10,310,000 | 15,520,000 | 21,036,000 |
| Interest expense | 226,000 | 387,000 | 524,000 | 628,000 |
| Net interest income | 4,867,000 | 9,923,000 | 14,996,000 | 20,408,000 |
| Noninterest income | 726,000 | 1,356,000 | 2,103,000 | 2,872,000 |
| Noninterest expense | 2,937,000 | 5,846,000 | 8,695,000 | 11,559,000 |
| Provision for loan losses | 144,000 | 174,000 | 206,000 | 322,000 |
| Pretax income | 2,512,000 | 5,259,000 | 8,198,000 | 11,399,000 |
| Income tax | 550,000 | 1,012,000 | 1,621,000 | 2,283,000 |
| Net income | 1,962,000 | 4,247,000 | 6,577,000 | 9,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,790,000 | 59,700,000 | 61,031,000 | 63,469,000 |
| Total capital | 60,020,000 | — | — | — |
| Risk-weighted assets | 327,260,000 | — | — | — |