Call reports 2019
FIRST TEXAS BANK — 2019
What FIRST TEXAS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 646,673,000 | 638,924,000 | 651,903,000 | 655,674,000 |
| Total loans | 218,218,000 | 220,339,000 | 235,643,000 | 237,223,000 |
| Allowance for loan losses | 954,000 | 921,000 | 1,010,000 | 1,098,000 |
| Securities available for sale | 35,783,000 | 36,058,000 | 35,865,000 | 38,040,000 |
| Securities held to maturity | 326,895,000 | 314,432,000 | 317,447,000 | 326,620,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 588,814,000 | 579,593,000 | 591,529,000 | 595,324,000 |
| Interest-bearing deposits | 349,883,000 | 338,567,000 | 347,048,000 | 346,910,000 |
| Noninterest-bearing deposits | 238,931,000 | 241,026,000 | 244,481,000 | 248,414,000 |
| Equity capital | 55,358,000 | 56,679,000 | 57,585,000 | 58,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,959,000 | 9,960,000 | 15,093,000 | 20,374,000 |
| Interest expense | 227,000 | 461,000 | 702,000 | 942,000 |
| Net interest income | 4,732,000 | 9,499,000 | 14,391,000 | 19,432,000 |
| Noninterest income | 674,000 | 1,736,000 | 2,664,000 | 3,385,000 |
| Noninterest expense | 3,151,000 | 6,154,000 | 9,115,000 | 11,939,000 |
| Provision for loan losses | -26,000 | -67,000 | 24,000 | 103,000 |
| Pretax income | 2,281,000 | 5,148,000 | 7,916,000 | 10,775,000 |
| Income tax | 470,000 | 989,000 | 1,562,000 | 2,309,000 |
| Net income | 1,811,000 | 4,159,000 | 6,354,000 | 8,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,484,000 | 56,521,000 | 57,403,000 | 58,203,000 |
| Total capital | 56,438,000 | 57,442,000 | 58,413,000 | 59,301,000 |
| Risk-weighted assets | 310,214,000 | 307,269,000 | 329,371,000 | 335,840,000 |