Call reports 2018
FIRST TEXAS BANK — 2018
What FIRST TEXAS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 646,686,000 | 645,441,000 | 646,348,000 | 667,645,000 |
| Total loans | 232,503,000 | 232,349,000 | 226,443,000 | 218,612,000 |
| Allowance for loan losses | 1,016,000 | 987,000 | 1,006,000 | 991,000 |
| Securities available for sale | 32,708,000 | 34,632,000 | 34,523,000 | 35,515,000 |
| Securities held to maturity | 308,136,000 | 303,086,000 | 316,056,000 | 324,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 590,710,000 | 589,015,000 | 589,322,000 | 610,566,000 |
| Interest-bearing deposits | 362,837,000 | 356,357,000 | 357,617,000 | 356,929,000 |
| Noninterest-bearing deposits | 227,873,000 | 232,658,000 | 231,705,000 | 253,637,000 |
| Equity capital | 53,101,000 | 53,543,000 | 53,933,000 | 54,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,364,000 | 9,007,000 | 13,857,000 | 18,772,000 |
| Interest expense | 118,000 | 293,000 | 500,000 | 719,000 |
| Net interest income | 4,246,000 | 8,714,000 | 13,357,000 | 18,053,000 |
| Noninterest income | 682,000 | 1,385,000 | 2,085,000 | 2,789,000 |
| Noninterest expense | 3,047,000 | 6,055,000 | 9,120,000 | 12,319,000 |
| Provision for loan losses | 62,000 | 31,000 | 161,000 | 142,000 |
| Pretax income | 1,819,000 | 4,013,000 | 6,161,000 | 8,381,000 |
| Income tax | 373,000 | 824,000 | 1,266,000 | 1,719,000 |
| Net income | 1,446,000 | 3,189,000 | 4,895,000 | 6,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,521,000 | 54,013,000 | 54,470,000 | 54,987,000 |
| Total capital | 54,537,000 | 55,000,000 | 55,476,000 | 55,978,000 |
| Risk-weighted assets | 314,067,000 | 314,917,000 | 315,475,000 | 310,218,000 |