Call reports 2016
FIRST TEXAS BANK — 2016
What FIRST TEXAS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 602,823,000 | 598,171,000 | 606,837,000 | 613,463,000 |
| Total loans | 199,752,000 | 201,381,000 | 205,662,000 | 210,941,000 |
| Allowance for loan losses | 1,100,000 | 1,017,000 | 1,024,000 | 1,023,000 |
| Securities available for sale | 31,440,000 | 31,646,000 | 31,418,000 | 33,731,000 |
| Securities held to maturity | 302,825,000 | 296,756,000 | 298,039,000 | 318,328,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 548,175,000 | 542,957,000 | 551,232,000 | 558,569,000 |
| Interest-bearing deposits | 350,528,000 | 346,912,000 | 355,563,000 | 356,712,000 |
| Noninterest-bearing deposits | 197,647,000 | 196,045,000 | 195,669,000 | 201,857,000 |
| Equity capital | 51,375,000 | 51,866,000 | 52,076,000 | 51,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,728,000 | 7,525,000 | 11,282,000 | 15,124,000 |
| Interest expense | 131,000 | 251,000 | 372,000 | 495,000 |
| Net interest income | 3,597,000 | 7,274,000 | 10,910,000 | 14,629,000 |
| Noninterest income | 697,000 | 1,391,000 | 2,108,000 | 2,819,000 |
| Noninterest expense | 2,834,000 | 5,649,000 | 8,513,000 | 11,402,000 |
| Provision for loan losses | -97,000 | -168,000 | -171,000 | -225,000 |
| Pretax income | 1,557,000 | 3,184,000 | 4,676,000 | 6,271,000 |
| Income tax | 514,000 | 1,051,000 | 1,543,000 | 2,069,000 |
| Net income | 1,043,000 | 2,133,000 | 3,133,000 | 4,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,098,000 | 51,438,000 | 51,688,000 | 52,007,000 |
| Total capital | 52,198,000 | 52,455,000 | 52,712,000 | 53,030,000 |
| Risk-weighted assets | 292,617,000 | 291,311,000 | 291,789,000 | 292,678,000 |