Call reports 2015
FIRST TEXAS BANK — 2015
What FIRST TEXAS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 552,831,000 | 578,760,000 | 590,809,000 | 596,325,000 |
| Total loans | 177,970,000 | 184,051,000 | 190,124,000 | 197,141,000 |
| Allowance for loan losses | 1,049,000 | 1,098,000 | 1,146,000 | 1,138,000 |
| Securities available for sale | 28,205,000 | 28,161,000 | 31,242,000 | 33,541,000 |
| Securities held to maturity | 272,072,000 | 301,215,000 | 304,236,000 | 298,812,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 499,177,000 | 525,027,000 | 536,474,000 | 542,444,000 |
| Interest-bearing deposits | 321,403,000 | 343,015,000 | 347,559,000 | 344,481,000 |
| Noninterest-bearing deposits | 177,774,000 | 182,012,000 | 188,915,000 | 197,963,000 |
| Equity capital | 50,439,000 | 50,427,000 | 50,742,000 | 50,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,344,000 | 6,760,000 | 10,336,000 | 14,034,000 |
| Interest expense | 88,000 | 190,000 | 323,000 | 455,000 |
| Net interest income | 3,256,000 | 6,570,000 | 10,013,000 | 13,579,000 |
| Noninterest income | 656,000 | 1,316,000 | 1,990,000 | 2,664,000 |
| Noninterest expense | 2,748,000 | 5,459,000 | 8,176,000 | 10,959,000 |
| Provision for loan losses | -3,000 | 37,000 | 6,000 | -57,000 |
| Pretax income | 1,167,000 | 2,390,000 | 3,821,000 | 5,341,000 |
| Income tax | 381,000 | 781,000 | 1,252,000 | 1,760,000 |
| Net income | 786,000 | 1,609,000 | 2,569,000 | 3,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,259,000 | 50,332,000 | 50,542,000 | 50,805,000 |
| Total capital | 51,308,000 | 51,430,000 | 51,688,000 | 51,943,000 |
| Risk-weighted assets | 254,153,000 | 277,558,000 | 283,156,000 | 287,235,000 |