Call reports 2014
FIRST TEXAS BANK — 2014
What FIRST TEXAS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 536,259,000 | 526,898,000 | 542,354,000 | 542,420,000 |
| Total loans | 170,853,000 | 177,964,000 | 179,572,000 | 177,770,000 |
| Allowance for loan losses | 996,000 | 1,092,000 | 1,102,000 | 1,047,000 |
| Securities available for sale | 31,468,000 | 29,350,000 | 29,165,000 | 27,122,000 |
| Securities held to maturity | 269,133,000 | 271,752,000 | 269,764,000 | 262,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 484,850,000 | 474,391,000 | 488,392,000 | 489,018,000 |
| Interest-bearing deposits | 322,179,000 | 311,093,000 | 316,084,000 | 313,775,000 |
| Noninterest-bearing deposits | 162,671,000 | 163,298,000 | 172,308,000 | 175,243,000 |
| Equity capital | 48,814,000 | 49,406,000 | 50,329,000 | 50,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,445,000 | 7,049,000 | 10,590,000 | 14,184,000 |
| Interest expense | 108,000 | 208,000 | 306,000 | 398,000 |
| Net interest income | 3,337,000 | 6,841,000 | 10,284,000 | 13,786,000 |
| Noninterest income | 665,000 | 1,336,000 | 1,966,000 | 2,628,000 |
| Noninterest expense | 2,769,000 | 5,517,000 | 8,243,000 | 10,943,000 |
| Provision for loan losses | 2,102,000 | 2,180,000 | 1,600,000 | 1,541,000 |
| Pretax income | -869,000 | 480,000 | 2,407,000 | 3,930,000 |
| Income tax | -311,000 | 132,000 | 771,000 | 1,271,000 |
| Net income | -558,000 | 348,000 | 1,636,000 | 2,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,506,000 | 49,162,000 | 50,200,000 | 50,223,000 |
| Total capital | 49,502,000 | 50,254,000 | 51,302,000 | 51,270,000 |
| Risk-weighted assets | 249,119,000 | 255,790,000 | 253,978,000 | 249,354,000 |