Call reports 2013
FIRST TEXAS BANK — 2013
What FIRST TEXAS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 504,425,000 | 510,513,000 | 515,908,000 | 537,469,000 |
| Total loans | 166,686,000 | 174,405,000 | 179,203,000 | 176,362,000 |
| Allowance for loan losses | 1,287,000 | 1,208,000 | 1,199,000 | 2,146,000 |
| Securities available for sale | 31,175,000 | 32,017,000 | 31,713,000 | 31,642,000 |
| Securities held to maturity | 243,389,000 | 252,313,000 | 249,227,000 | 245,701,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,473,000 | 456,582,000 | 461,301,000 | 484,137,000 |
| Interest-bearing deposits | 309,298,000 | 308,904,000 | 308,944,000 | 325,426,000 |
| Noninterest-bearing deposits | 141,175,000 | 147,678,000 | 152,357,000 | 158,711,000 |
| Equity capital | 50,366,000 | 50,423,000 | 50,666,000 | 50,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,706,000 | 7,316,000 | 11,102,000 | 14,648,000 |
| Interest expense | 137,000 | 269,000 | 397,000 | 523,000 |
| Net interest income | 3,569,000 | 7,047,000 | 10,705,000 | 14,125,000 |
| Noninterest income | 698,000 | 1,409,000 | 2,115,000 | 2,763,000 |
| Noninterest expense | 2,789,000 | 5,540,000 | 8,162,000 | 10,821,000 |
| Provision for loan losses | -129,000 | -100,000 | -116,000 | 815,000 |
| Pretax income | 1,607,000 | 3,016,000 | 4,774,000 | 5,252,000 |
| Income tax | 531,000 | 994,000 | 1,576,000 | 1,712,000 |
| Net income | 1,076,000 | 2,022,000 | 3,198,000 | 3,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,600,000 | 49,797,000 | 50,223,000 | 49,814,000 |
| Total capital | 50,887,000 | 51,005,000 | 51,422,000 | 51,960,000 |
| Risk-weighted assets | 240,327,000 | 243,907,000 | 252,495,000 | 248,743,000 |