Call reports 2009
FIRST TEXAS BANK — 2009
What FIRST TEXAS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 282,355,000 | 282,823,000 | 287,370,000 | 309,873,000 |
| Total loans | 129,949,000 | 125,092,000 | 126,360,000 | 122,589,000 |
| Allowance for loan losses | 1,010,000 | 940,000 | 1,202,000 | 1,151,000 |
| Securities available for sale | 14,417,000 | 14,372,000 | 14,378,000 | 19,383,000 |
| Securities held to maturity | 90,325,000 | 98,328,000 | 103,444,000 | 117,551,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,171,000 | 258,598,000 | 262,613,000 | 285,279,000 |
| Interest-bearing deposits | 187,530,000 | 201,669,000 | 206,637,000 | 223,135,000 |
| Noninterest-bearing deposits | 70,641,000 | 56,929,000 | 55,976,000 | 62,144,000 |
| Equity capital | 22,782,000 | 22,863,000 | 23,256,000 | 23,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,159,000 | 6,313,000 | 9,505,000 | 12,663,000 |
| Interest expense | 506,000 | 989,000 | 1,461,000 | 1,946,000 |
| Net interest income | 2,653,000 | 5,324,000 | 8,044,000 | 10,717,000 |
| Noninterest income | 342,000 | 697,000 | 1,065,000 | 1,429,000 |
| Noninterest expense | 1,610,000 | 3,339,000 | 4,905,000 | 6,466,000 |
| Provision for loan losses | 231,000 | 237,000 | 40,000 | 2,000 |
| Pretax income | 1,154,000 | 2,445,000 | 4,164,000 | 5,678,000 |
| Income tax | 385,000 | 816,000 | 1,393,000 | 1,899,000 |
| Net income | 769,000 | 1,629,000 | 2,771,000 | 3,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,491,000 | 22,601,000 | 22,993,000 | 23,251,000 |
| Total capital | 23,501,000 | 23,541,000 | 24,195,000 | 24,402,000 |
| Risk-weighted assets | 160,028,000 | 156,464,000 | 162,313,000 | 164,876,000 |