Call reports 2007
FIRST TEXAS BANK — 2007
What FIRST TEXAS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 264,141,000 | 263,140,000 | 261,649,000 | 270,654,000 |
| Total loans | 111,522,000 | 116,809,000 | 120,788,000 | 119,611,000 |
| Allowance for loan losses | 727,000 | 754,000 | 749,000 | 731,000 |
| Securities available for sale | 14,286,000 | 14,173,000 | 14,417,000 | 14,590,000 |
| Securities held to maturity | 96,978,000 | 96,978,000 | 95,093,000 | 91,138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,069,000 | 240,346,000 | 237,764,000 | 247,014,000 |
| Interest-bearing deposits | 168,543,000 | 167,741,000 | 167,750,000 | 170,600,000 |
| Noninterest-bearing deposits | 72,526,000 | 72,605,000 | 70,014,000 | 76,414,000 |
| Equity capital | 21,059,000 | 21,153,000 | 21,584,000 | 22,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,594,000 | 7,255,000 | 11,033,000 | 14,840,000 |
| Interest expense | 1,034,000 | 2,084,000 | 3,148,000 | 4,154,000 |
| Net interest income | 2,560,000 | 5,171,000 | 7,885,000 | 10,686,000 |
| Noninterest income | 252,000 | 523,000 | 808,000 | 1,092,000 |
| Noninterest expense | 1,459,000 | 2,933,000 | 4,373,000 | 5,813,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 67,000 |
| Pretax income | 1,326,000 | 2,707,000 | 4,239,000 | 5,898,000 |
| Income tax | 444,000 | 907,000 | 1,421,000 | 1,977,000 |
| Net income | 882,000 | 1,800,000 | 2,818,000 | 3,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,210,000 | 21,378,000 | 21,647,000 | 22,000,000 |
| Total capital | 21,937,000 | 22,132,000 | 22,396,000 | 22,731,000 |
| Risk-weighted assets | 150,207,000 | 152,889,000 | 155,117,000 | 161,313,000 |