Call reports 2005
FIRST TEXAS BANK — 2005
What FIRST TEXAS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 240,770,000 | 242,922,000 | 242,553,000 | 249,261,000 |
| Total loans | 96,296,000 | 96,529,000 | 101,775,000 | 109,397,000 |
| Allowance for loan losses | 676,000 | 635,000 | 617,000 | 654,000 |
| Securities available for sale | 12,847,000 | 12,949,000 | 12,849,000 | 12,694,000 |
| Securities held to maturity | 104,836,000 | 103,804,000 | 103,796,000 | 100,463,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,352,000 | 221,029,000 | 219,688,000 | 226,350,000 |
| Interest-bearing deposits | 163,914,000 | 162,712,000 | 158,173,000 | 165,052,000 |
| Noninterest-bearing deposits | 55,438,000 | 58,317,000 | 61,515,000 | 61,298,000 |
| Equity capital | 20,037,000 | 20,259,000 | 20,431,000 | 20,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,873,000 | 5,809,000 | 8,931,000 | 12,136,000 |
| Interest expense | 456,000 | 965,000 | 1,565,000 | 2,285,000 |
| Net interest income | 2,417,000 | 4,844,000 | 7,366,000 | 9,851,000 |
| Noninterest income | 274,000 | 522,000 | 770,000 | 1,016,000 |
| Noninterest expense | 1,454,000 | 2,940,000 | 4,394,000 | 5,856,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 108,000 |
| Pretax income | 1,213,000 | 2,378,000 | 3,670,000 | 4,903,000 |
| Income tax | 404,000 | 792,000 | 1,223,000 | 1,641,000 |
| Net income | 809,000 | 1,586,000 | 2,447,000 | 3,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,175,000 | 20,327,000 | 20,563,000 | 20,753,000 |
| Total capital | 20,851,000 | 20,962,000 | 21,180,000 | 21,407,000 |
| Risk-weighted assets | 128,495,000 | 130,864,000 | 135,441,000 | 142,987,000 |