Call reports 2004
FIRST TEXAS BANK — 2004
What FIRST TEXAS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 238,592,000 | 235,240,000 | 237,053,000 | 238,798,000 |
| Total loans | 95,187,000 | 95,843,000 | 94,075,000 | 97,221,000 |
| Allowance for loan losses | 687,000 | 755,000 | 682,000 | 673,000 |
| Securities available for sale | 12,509,000 | 12,189,000 | 13,292,000 | 13,136,000 |
| Securities held to maturity | 111,561,000 | 107,540,000 | 101,993,000 | 100,883,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,573,000 | 207,331,000 | 214,224,000 | 216,078,000 |
| Interest-bearing deposits | 156,398,000 | 154,664,000 | 157,256,000 | 158,423,000 |
| Noninterest-bearing deposits | 54,175,000 | 52,667,000 | 56,968,000 | 57,655,000 |
| Equity capital | 19,324,000 | 19,535,000 | 19,890,000 | 20,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,115,000 | 6,198,000 | 9,154,000 | 12,107,000 |
| Interest expense | 328,000 | 649,000 | 1,004,000 | 1,380,000 |
| Net interest income | 2,787,000 | 5,549,000 | 8,150,000 | 10,727,000 |
| Noninterest income | 296,000 | 578,000 | 841,000 | 1,088,000 |
| Noninterest expense | 1,425,000 | 2,818,000 | 4,255,000 | 5,753,000 |
| Provision for loan losses | 75,000 | 150,000 | 120,000 | 135,000 |
| Pretax income | 1,583,000 | 3,159,000 | 4,616,000 | 5,927,000 |
| Income tax | 527,000 | 1,054,000 | 1,541,000 | 1,989,000 |
| Net income | 1,056,000 | 2,105,000 | 3,075,000 | 3,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,983,000 | 19,407,000 | 19,753,000 | 19,991,000 |
| Total capital | 19,670,000 | 20,162,000 | 20,436,000 | 20,664,000 |
| Risk-weighted assets | 122,044,000 | 125,918,000 | 125,913,000 | 130,230,000 |