Call reports 2003
FIRST TEXAS BANK — 2003
What FIRST TEXAS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 219,193,000 | 224,215,000 | 236,302,000 | 246,480,000 |
| Total loans | 67,486,000 | 79,647,000 | 85,570,000 | 92,677,000 |
| Allowance for loan losses | 388,000 | 478,000 | 557,000 | 647,000 |
| Securities available for sale | 12,839,000 | 12,885,000 | 12,597,000 | 12,504,000 |
| Securities held to maturity | 109,535,000 | 111,511,000 | 112,561,000 | 112,094,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,207,000 | 201,822,000 | 215,775,000 | 225,765,000 |
| Interest-bearing deposits | 156,883,000 | 158,419,000 | 166,968,000 | 174,148,000 |
| Noninterest-bearing deposits | 43,324,000 | 43,403,000 | 48,807,000 | 51,617,000 |
| Equity capital | 17,350,000 | 17,877,000 | 18,284,000 | 18,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,727,000 | 5,644,000 | 8,645,000 | 11,730,000 |
| Interest expense | 560,000 | 1,055,000 | 1,447,000 | 1,795,000 |
| Net interest income | 2,167,000 | 4,589,000 | 7,198,000 | 9,935,000 |
| Noninterest income | 340,000 | 667,000 | 963,000 | 1,264,000 |
| Noninterest expense | 1,378,000 | 2,723,000 | 4,095,000 | 5,453,000 |
| Provision for loan losses | 35,000 | 130,000 | 203,000 | 303,000 |
| Pretax income | 1,094,000 | 2,403,000 | 3,863,000 | 5,443,000 |
| Income tax | 362,000 | 797,000 | 1,285,000 | 1,820,000 |
| Net income | 732,000 | 1,606,000 | 2,578,000 | 3,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,787,000 | 17,285,000 | 17,882,000 | 18,552,000 |
| Total capital | 17,175,000 | 17,763,000 | 18,439,000 | 19,199,000 |
| Risk-weighted assets | 98,530,000 | 109,300,000 | 114,865,000 | 121,662,000 |