Call reports 2002
FIRST TEXAS BANK — 2002
What FIRST TEXAS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 181,942,000 | 184,868,000 | 199,381,000 | 222,968,000 |
| Total loans | 50,459,000 | 58,163,000 | 61,112,000 | 61,313,000 |
| Allowance for loan losses | 351,000 | 367,000 | 376,000 | 393,000 |
| Securities available for sale | 10,601,000 | 10,757,000 | 10,882,000 | 10,855,000 |
| Securities held to maturity | 99,985,000 | 98,463,000 | 99,468,000 | 110,593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,524,000 | 166,458,000 | 181,137,000 | 203,765,000 |
| Interest-bearing deposits | 130,608,000 | 131,136,000 | 139,823,000 | 160,619,000 |
| Noninterest-bearing deposits | 33,916,000 | 35,322,000 | 41,314,000 | 43,146,000 |
| Equity capital | 15,840,000 | 16,273,000 | 16,690,000 | 16,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,517,000 | 5,139,000 | 7,826,000 | 10,581,000 |
| Interest expense | 674,000 | 1,295,000 | 1,911,000 | 2,531,000 |
| Net interest income | 1,843,000 | 3,844,000 | 5,915,000 | 8,050,000 |
| Noninterest income | 286,000 | 583,000 | 854,000 | 1,151,000 |
| Noninterest expense | 1,186,000 | 2,411,000 | 3,677,000 | 5,039,000 |
| Provision for loan losses | 14,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 929,000 | 1,986,000 | 3,047,000 | 4,102,000 |
| Income tax | 307,000 | 657,000 | 1,009,000 | 1,360,000 |
| Net income | 622,000 | 1,329,000 | 2,038,000 | 2,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,435,000 | 15,766,000 | 16,101,000 | 16,429,000 |
| Total capital | 15,787,000 | 16,133,000 | 16,477,000 | 16,822,000 |
| Risk-weighted assets | 77,771,000 | 84,391,000 | 88,907,000 | 94,524,000 |