Call reports 2001
FLORENCE NATIONAL BANK — 2001
What FLORENCE NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,867,000 | 44,632,000 | 46,887,000 | 47,478,000 |
| Total loans | 32,323,000 | 33,797,000 | 37,199,000 | 38,404,000 |
| Allowance for loan losses | 327,000 | 342,000 | 387,000 | 405,000 |
| Securities available for sale | 1,804,000 | 3,163,000 | 605,000 | 2,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,132,000 | 37,887,000 | 37,076,000 | 40,682,000 |
| Interest-bearing deposits | 32,461,000 | 32,375,000 | 33,109,000 | 35,856,000 |
| Noninterest-bearing deposits | 3,671,000 | 5,512,000 | 3,967,000 | 4,826,000 |
| Equity capital | 3,982,000 | 4,027,000 | 4,061,000 | 4,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,658,000 | 2,488,000 | 3,232,000 |
| Interest expense | 510,000 | 1,008,000 | 1,485,000 | 1,906,000 |
| Net interest income | 339,000 | 650,000 | 1,003,000 | 1,326,000 |
| Noninterest income | 116,000 | 250,000 | 374,000 | 507,000 |
| Noninterest expense | 362,000 | 730,000 | 1,104,000 | 1,494,000 |
| Provision for loan losses | 22,000 | 37,000 | 82,000 | 100,000 |
| Pretax income | 71,000 | 133,000 | 191,000 | 239,000 |
| Income tax | 24,000 | 48,000 | 66,000 | 85,000 |
| Net income | 47,000 | 85,000 | 125,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,982,000 | 4,018,000 | 4,058,000 | 4,087,000 |
| Total capital | 4,309,000 | 4,360,000 | 4,445,000 | 4,492,000 |
| Risk-weighted assets | 34,162,000 | 36,037,000 | 38,435,000 | 39,317,000 |