Call reports 2014
FRONTIER BANK, FSB DBA EL PASEO BANK — 2014
What FRONTIER BANK, FSB DBA EL PASEO BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 93,574,000 | 86,357,000 | 80,736,000 |
| Total loans | 53,180,000 | 49,761,000 | 48,104,000 |
| Allowance for loan losses | 3,066,000 | 2,918,000 | 2,088,000 |
| Securities available for sale | 11,640,000 | 11,047,000 | 10,265,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 87,355,000 | 82,138,000 | 76,344,000 |
| Interest-bearing deposits | 66,452,000 | 61,005,000 | 55,324,000 |
| Noninterest-bearing deposits | 20,903,000 | 21,133,000 | 21,020,000 |
| Equity capital | 3,510,000 | 1,505,000 | 1,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 836,000 | 1,522,000 | 2,285,000 |
| Interest expense | 102,000 | 195,000 | 270,000 |
| Net interest income | 734,000 | 1,327,000 | 2,015,000 |
| Noninterest income | 109,000 | 170,000 | 276,000 |
| Noninterest expense | 1,631,000 | 4,313,000 | 5,696,000 |
| Provision for loan losses | 0 | 0 | -800,000 |
| Pretax income | -788,000 | -2,816,000 | -2,605,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -788,000 | -2,816,000 | -2,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 3,476,000 | 1,448,000 | 1,659,000 |
| Total capital | 4,119,000 | 2,043,000 | 2,233,000 |
| Risk-weighted assets | 48,965,000 | 45,282,000 | 44,355,000 |