Call reports 2013
FRONTIER BANK, FSB DBA EL PASEO BANK — 2013
What FRONTIER BANK, FSB DBA EL PASEO BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 184,910,000 | 171,236,000 | 164,148,000 | 95,203,000 |
| Total loans | 110,752,000 | 98,472,000 | 88,514,000 | 57,279,000 |
| Allowance for loan losses | 5,478,000 | 5,618,000 | 5,167,000 | 3,091,000 |
| Securities available for sale | 15,730,000 | 14,384,000 | 13,020,000 | 12,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,478,000 | 164,224,000 | 157,737,000 | 88,141,000 |
| Interest-bearing deposits | 153,555,000 | 141,452,000 | 134,018,000 | 67,743,000 |
| Noninterest-bearing deposits | 23,923,000 | 22,772,000 | 23,719,000 | 20,398,000 |
| Equity capital | 4,450,000 | 4,096,000 | 3,517,000 | 4,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,564,000 | 3,149,000 | 4,478,000 | 5,569,000 |
| Interest expense | 243,000 | 460,000 | 642,000 | 787,000 |
| Net interest income | 1,321,000 | 2,689,000 | 3,836,000 | 4,782,000 |
| Noninterest income | 100,000 | 251,000 | 99,000 | 1,460,000 |
| Noninterest expense | 2,069,000 | 3,859,000 | 5,920,000 | 8,345,000 |
| Provision for loan losses | 0 | 0 | -505,000 | -1,405,000 |
| Pretax income | -648,000 | -919,000 | -1,480,000 | -698,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -648,000 | -919,000 | -1,480,000 | -698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,313,000 | 4,042,000 | 3,481,000 | 4,263,000 |
| Total capital | 5,540,000 | 5,135,000 | 4,483,000 | 4,957,000 |
| Risk-weighted assets | 93,869,000 | 82,920,000 | 75,629,000 | 53,092,000 |