Call reports 2012
FRONTIER BANK, FSB DBA EL PASEO BANK — 2012
What FRONTIER BANK, FSB DBA EL PASEO BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 259,384,000 | 256,825,000 | 246,803,000 | 191,802,000 |
| Total loans | 165,602,000 | 151,767,000 | 142,042,000 | 117,643,000 |
| Allowance for loan losses | 6,306,000 | 5,655,000 | 5,271,000 | 5,688,000 |
| Securities available for sale | 37,970,000 | 23,413,000 | 22,152,000 | 17,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,158,000 | 221,722,000 | 219,515,000 | 178,634,000 |
| Interest-bearing deposits | 191,301,000 | 189,248,000 | 186,272,000 | 155,540,000 |
| Noninterest-bearing deposits | 33,857,000 | 32,474,000 | 33,243,000 | 23,094,000 |
| Equity capital | 8,560,000 | 8,211,000 | 6,552,000 | 5,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,704,000 | 5,068,000 | 7,168,000 | 8,852,000 |
| Interest expense | 503,000 | 979,000 | 1,396,000 | 1,774,000 |
| Net interest income | 2,201,000 | 4,089,000 | 5,772,000 | 7,078,000 |
| Noninterest income | 222,000 | 737,000 | 760,000 | 1,255,000 |
| Noninterest expense | 3,067,000 | 5,929,000 | 9,009,000 | 11,952,000 |
| Provision for loan losses | 0 | 0 | 370,000 | 635,000 |
| Pretax income | -644,000 | -881,000 | -2,625,000 | -3,898,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -644,000 | -881,000 | -2,625,000 | -3,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,194,000 | 7,959,000 | 6,234,000 | 4,960,000 |
| Total capital | 10,134,000 | 9,723,000 | 7,915,000 | 6,281,000 |
| Risk-weighted assets | 150,162,000 | 137,441,000 | 130,883,000 | 101,252,000 |