Call reports 2009
WESTERNBANK PUERTO RICO — 2009
What WESTERNBANK PUERTO RICO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 15,057,351,000 | 14,338,878,000 | 13,487,057,000 | 11,465,784,000 |
| Total loans | 8,932,940,000 | 8,870,873,000 | 8,755,067,000 | 8,687,547,000 |
| Allowance for loan losses | 271,300,000 | 240,832,000 | 225,502,000 | 415,070,000 |
| Securities available for sale | 3,849,528,000 | 3,807,903,000 | 2,533,051,000 | 1,743,050,000 |
| Securities held to maturity | 615,657,000 | 563,979,000 | 575,251,000 | 552,987,000 |
| Trading assets | 15,562,000 | 11,355,000 | 12,962,000 | 13,370,000 |
| Total deposits | 10,571,903,000 | 10,150,581,000 | 9,343,339,000 | 8,618,400,000 |
| Interest-bearing deposits | 10,179,676,000 | 9,763,963,000 | 8,959,810,000 | 8,233,848,000 |
| Noninterest-bearing deposits | 392,227,000 | 386,618,000 | 383,529,000 | 384,552,000 |
| Equity capital | 965,865,000 | 932,205,000 | 979,616,000 | 449,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 161,309,000 | 313,905,000 | 466,388,000 | 602,803,000 |
| Interest expense | 132,931,000 | 257,193,000 | 362,821,000 | 456,076,000 |
| Net interest income | 28,378,000 | 56,712,000 | 103,567,000 | 146,727,000 |
| Noninterest income | 8,986,000 | 16,514,000 | 25,005,000 | -3,781,000 |
| Noninterest expense | 43,489,000 | 95,931,000 | 148,811,000 | 296,536,000 |
| Provision for loan losses | 8,855,000 | 19,979,000 | 32,345,000 | 267,592,000 |
| Pretax income | 3,649,000 | -5,598,000 | 13,253,000 | -327,694,000 |
| Income tax | 2,491,000 | -1,410,000 | 6,441,000 | 154,698,000 |
| Net income | 1,158,000 | -4,188,000 | 6,812,000 | -482,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 841,183,000 | 841,666,000 | 880,321,000 | 465,251,000 |
| Total capital | 956,953,000 | 955,846,000 | 992,243,000 | 573,986,000 |
| Risk-weighted assets | 9,106,034,000 | 9,007,778,000 | 8,840,146,000 | 8,392,450,000 |