Call reports 2001
WESTERNBANK PUERTO RICO — 2001
What WESTERNBANK PUERTO RICO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 4,672,983,000 | 5,071,362,000 | 5,127,913,000 | 5,887,478,000 |
| Total loans | 2,282,164,000 | 2,617,058,000 | 2,711,678,000 | 2,882,021,000 |
| Allowance for loan losses | 31,389,000 | 35,979,000 | 38,282,000 | 38,364,000 |
| Securities available for sale | 43,138,000 | 21,432,000 | 73,552,000 | 281,682,000 |
| Securities held to maturity | 2,002,603,000 | 2,061,267,000 | 2,023,362,000 | 2,369,774,000 |
| Trading assets | 178,000 | 52,000 | 153,000 | 4,609,000 |
| Total deposits | 2,682,562,000 | 2,997,351,000 | 2,961,749,000 | 3,214,439,000 |
| Interest-bearing deposits | 2,582,336,000 | 2,886,423,000 | 2,841,623,000 | 3,077,457,000 |
| Noninterest-bearing deposits | 100,226,000 | 110,928,000 | 120,126,000 | 136,982,000 |
| Equity capital | 306,213,000 | 320,426,000 | 332,575,000 | 371,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 85,268,000 | 173,139,000 | 261,120,000 | 344,995,000 |
| Interest expense | 55,813,000 | 111,293,000 | 166,472,000 | 217,973,000 |
| Net interest income | 29,455,000 | 61,846,000 | 94,648,000 | 127,022,000 |
| Noninterest income | 3,757,000 | 7,492,000 | 10,905,000 | 15,358,000 |
| Noninterest expense | 14,245,000 | 29,270,000 | 44,349,000 | 60,104,000 |
| Provision for loan losses | 3,000,000 | 6,000,000 | 9,228,000 | 12,278,000 |
| Pretax income | 16,308,000 | 34,409,000 | 52,322,000 | 69,974,000 |
| Income tax | 2,569,000 | 5,317,000 | 6,505,000 | 8,234,000 |
| Net income | 13,739,000 | 29,092,000 | 45,817,000 | 61,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 304,437,000 | 320,028,000 | 331,081,000 | 369,429,000 |
| Total capital | 335,826,000 | 356,007,000 | 369,363,000 | 407,793,000 |
| Risk-weighted assets | 2,586,826,000 | 3,058,783,000 | 3,140,221,000 | 3,353,786,000 |