Call reports 2022
INDEPENDENT CORRESPONDENT BANKERS' BANK, INC. — 2022
What INDEPENDENT CORRESPONDENT BANKERS' BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 117,092,000 | 127,987,000 | 142,631,000 | 146,469,000 |
| Total loans | 42,574,000 | 55,013,000 | 59,963,000 | 65,043,000 |
| Allowance for loan losses | 665,000 | 691,000 | 751,000 | 812,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,010,000 | 1,006,000 | 1,002,000 | 962,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,210,000 | 49,370,000 | 50,077,000 | 47,119,000 |
| Interest-bearing deposits | 9,750,000 | 9,753,000 | 9,753,000 | 10,078,000 |
| Noninterest-bearing deposits | 37,460,000 | 39,617,000 | 40,324,000 | 37,041,000 |
| Equity capital | 16,924,000 | 17,119,000 | 17,241,000 | 17,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 484,000 | 1,284,000 | 2,470,000 | 4,139,000 |
| Interest expense | 11,000 | 175,000 | 620,000 | 1,398,000 |
| Net interest income | 473,000 | 1,109,000 | 1,850,000 | 2,741,000 |
| Noninterest income | 464,000 | 1,050,000 | 1,559,000 | 2,596,000 |
| Noninterest expense | 904,000 | 1,846,000 | 2,843,000 | 4,272,000 |
| Provision for loan losses | 1,000 | 26,000 | 86,000 | 146,000 |
| Pretax income | 32,000 | 287,000 | 480,000 | 919,000 |
| Income tax | 8,000 | 68,000 | 139,000 | 262,000 |
| Net income | 24,000 | 219,000 | 341,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,924,000 | 17,119,000 | 17,241,000 | 17,557,000 |
| Total capital | 17,486,000 | 17,810,000 | 17,992,000 | — |
| Risk-weighted assets | 44,885,000 | 55,822,000 | 62,867,000 | — |