Call reports 2019
INDEPENDENT CORRESPONDENT BANKERS' BANK, INC. — 2019
What INDEPENDENT CORRESPONDENT BANKERS' BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 127,386,000 | 165,947,000 | 134,564,000 | 176,760,000 |
| Total loans | 37,997,000 | 39,828,000 | 39,327,000 | 41,525,000 |
| Allowance for loan losses | 370,000 | 399,000 | 420,000 | 479,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 997,000 | 998,000 | 999,000 | 1,001,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,375,000 | 79,728,000 | 85,305,000 | 92,044,000 |
| Interest-bearing deposits | 61,396,000 | 55,968,000 | 61,539,000 | 66,671,000 |
| Noninterest-bearing deposits | 23,979,000 | 23,760,000 | 23,766,000 | 25,373,000 |
| Equity capital | 14,341,000 | 14,529,000 | 14,785,000 | 14,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,052,000 | 2,098,000 | 3,234,000 | 4,203,000 |
| Interest expense | 612,000 | 1,213,000 | 1,837,000 | 2,353,000 |
| Net interest income | 440,000 | 885,000 | 1,397,000 | 1,850,000 |
| Noninterest income | 419,000 | 888,000 | 1,394,000 | 1,924,000 |
| Noninterest expense | 648,000 | 1,282,000 | 1,946,000 | 2,624,000 |
| Provision for loan losses | 6,000 | 34,000 | 55,000 | 114,000 |
| Pretax income | 205,000 | 457,000 | 790,000 | 1,036,000 |
| Income tax | 48,000 | 112,000 | 189,000 | 249,000 |
| Net income | 157,000 | 345,000 | 601,000 | 787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,341,000 | 14,529,000 | 14,785,000 | 14,971,000 |
| Total capital | 14,711,000 | 14,928,000 | 15,205,000 | 15,450,000 |
| Risk-weighted assets | 41,568,000 | 43,568,000 | 43,702,000 | 45,497,000 |