Call reports 2013
INDEPENDENT CORRESPONDENT BANKERS' BANK, INC. — 2013
What INDEPENDENT CORRESPONDENT BANKERS' BANK, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 68,653,000 | 68,983,000 | 72,153,000 | 71,209,000 |
| Total loans | 24,988,000 | 21,917,000 | 19,998,000 | 19,753,000 |
| Allowance for loan losses | 669,000 | 680,000 | 680,000 | 565,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,517,000 | 55,816,000 | 59,089,000 | 58,445,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 55,517,000 | 55,816,000 | 59,089,000 | 58,445,000 |
| Equity capital | 11,916,000 | 12,036,000 | 12,010,000 | 12,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 297,000 | 581,000 | 849,000 | 1,082,000 |
| Interest expense | 19,000 | 31,000 | 39,000 | 45,000 |
| Net interest income | 278,000 | 550,000 | 810,000 | 1,037,000 |
| Noninterest income | 1,123,000 | 2,196,000 | 3,099,000 | 4,052,000 |
| Noninterest expense | 1,160,000 | 2,308,000 | 3,515,000 | 4,538,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 241,000 | 438,000 | 394,000 | 551,000 |
| Income tax | 91,000 | 168,000 | 150,000 | 172,000 |
| Net income | 150,000 | 270,000 | 244,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,916,000 | 12,036,000 | 12,010,000 | 12,145,000 |
| Total capital | 12,291,000 | 12,385,000 | 12,339,000 | 12,461,000 |
| Risk-weighted assets | 29,710,000 | 27,629,000 | 25,961,000 | 25,062,000 |